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We offer Flexible, Affordable Comprehensive motor insurance for Vehicle Owners

What do people say about Pay-U?

Pay-U offers innovative and affordable motor insurance to vehicle owners. Pay-U offers pay-per-minute comprehensive motor insurance, especially while driving on the road. Using the Pay-U App ensures users get FULL Comprehensive motor insurance coverage which covers all riders from unforeseen incidents such as strict riot and civil commotion, excess buy-back, flood, malicious attack.

Pay Per Minute

Pay as low as 70 Kobo per minute for full auto insurance cover on the PAY-U app.

Full Control

As a User, you have full control over the Pay-U App, you can switch off/on your insurance when you need it

Claim Settlement

We maintain 72 hours turn around time on claim settlement.

Motor Insurance at Game-Changing Price

Using the Pay-U App ensures you get FULL Comprehensive motor insurance where you have all the riders covered such as strick riot and civil commotion, excess buy-back, flood, malicious attack.
See How much it Cost

Pay-U is the end of the normal. Switch to the Future

Get answers to common questions about PAY-U

Who guarantees my claims are paid?

Pay-U is backed by Sovereign Trust Insurance PLC.

How can I get started?

You can get started by downloading the PAY-U App on  Google Playstore or Apple Store for free.

How much is minimum amount I can fund my wallet on the app?

You need to fund your wallet with a minimum of  2000NGN to be able to use the app.

How long does it take to get my claims?

We have a very fast turnaround time. Be sure you will get your claims within 72 hours if your claim is approved.

How do I make claims?

you can log a claim within 3 minutes. Just take pictures and videos of the accidented vehicle and provide a few details. you are good to go!

How secured is the app and my information?

The app is secured with high-level security infrastructure. Be rest assured your information and data are safe with us.

Auto Insurance Simplified

Enjoy affordable motor insurance, where you get to pay per minute, whether you are driving or parked.

Switch to Premium Motor Insurance at your own rate

Get started now on Pay-U and enjoy premium auto insurance at a game-changing price right on your mobile phone.